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The client lives with her parents and her brother in their own home. She is a responsible and kind person who makes a living by growing plants. The business consists of a nursery of ornamental plants and the care and sale of bonsai plants, which she has had for several years in a well-traveled area in front of where she lives.

This is how she manages to get ahead in life and cover all the household expenses. That is why she has decided to ask for a loan to buy flowerpots, decorative plants, fertilizer, dirt, etc. The client has good references on behalf of her neighbors and thus intends to continue helping with the household expenses without any limitation.
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La clienta vive con sus padres y su hermano en casa propia, es una persona responsable y amable se dedica al cultivo de plantas, el negocio consiste en un vivero de plantas ornamentales y al cuido y venta de bonsái, que posee desde hace varios años frente al lugar donde vive, es una zona bien transitada. Es así como logra salir adelante y solventar todos los gastos que tiene en el hogar, por eso la clienta ha decidido solicitar un crédito para la compra de masetas y plantas decorativas, abonos y tierra, etc. la clienta tiene buenas referencias departe de sus vecinos y asi piensa seguir ayudando en los gastos del hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 560
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped this borrower to buy flowerpots, decorative plants, fertilizer, and dirt, etc.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 11, 2013
Currency Exchange Loss:
Aug 23, 2014