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The client lives with his family in his own house. He works hard on his own parcel of land where he sows corn and beans. He also works as a laborer on a farm near his house. His products are of very good quality and he sells them in different markets near his residence.

The client is requesting a loan through INTEGRAL to have the money necessary to purchase agricultural inputs such as plague controls, fertilizers, manure, and seeds, among other things needed for planting. He is anxious to augment his sales and be able to receive greater earnings and offer his family better economic stability.
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El cliente vive con su familia en casa propia, el trabaja muy duro en su propia parcela donde siembra maíz y fríjol también trabaja de jornal en una finca cerca de su casa; sus productos son de muy buena calidad los comercializarla en los diferentes mercados que están cerca de su lugar de residencia. El cliente solicita un préstamo a INTEGRAL para contar con el dinero necesario e invertir en la compra de insumos agrícolas como controles de plaga y fertilizantes, abonos, semillas entre otras cosas que necesita para su siembra, él ansía aumentar sus ventas para poder percibir mayores ganancias y darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 382
    View loans »
    El Salvador Loans Fundraising
  • $31,259,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower buy plague controls, fertilizers, manure, seeds, etc., for planting his crops.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 17, 2013
Jun 10, 2013
Currency Exchange Loss:
May 18, 2014