A loan of $4,350 helped a member to buy perfume and cologne wholesale.

Emprendedoras Del Mañana - 31 Group's story

Emprendedoras del Mañana - 31 Communal Bank is made up of 10 members, seven women and three men.

The president of the bank is Giovanna. She's 24 years old and has two children, ages 4 and 5. She works making catalogue sales of perfume, cologne, and cosmetics. She promotes beauty products. She sells her products on foot, visiting public and private institutions and different neighborhoods and homes.

This loan is her third sequence with the institution. Giovanna's going to use this loan to buy wholesale perfume and cologne that's on sale so she has stock for her business. She's requesting the loan to have a variety of products to satisfy her customers.

The challenges Giovanna faces in her business are serving her customers efficiently. She's going to use her profits to improve her family's quality of life, because this is the only job that lets her support herself and get ahead alone.

Giovanna is happy, and she's grateful to the institution for the help they've given to her and her colleagues because in many cases they get their families ahead, just as she does.

In this group: Giovanna, Irma Ana, Ronald, Ibonne Scarlen, Irma Ana, Pedro, Alex, Rocinia, Elsa Angela, Felicidad

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Translated from Spanish by Kiva volunteer Catharine Wall

Loan details

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Loan details