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Araceli is a young woman. She is a 39-year-old micro-entrepreneur that is married and has two children, aged 19 and 13. Araceli sells food. She delivers lunches to employees of private companies located in her community. She has been doing this for six years now, but she used to sell used clothes as a street vendor. Two other women help her and she pays them their salary.

Araceli has been a client of the institution for five years. She will use this loan to buy a butchered cow and a freezer with a 250 lb. capacity to store it. At the moment, she is using her mother’s freezer to store her products.
View original language description ↓
Araceli es una mujer joven, microempresaria tiene 39 años de edad, casada con dos hijos adolescentes de 19 y 13 años de edad, su negocio es la venta de comida almuerzos a domicilios, les vende a trabajadores de empresas privadas a su comunidad, tiene 6 años de dedicarse a esa actividad, anteriormente vendía ropa usada ambulante, actualmente cuenta con dos trabajadoras que le paga salarios, y cinco años de ser cliente de la institución, con este crédito lo invertirá en la compra de una res destazada y la compra de un freezer con capacidad de 250 lbs para mantener guardada la carne de res, actualmente su mama le apoya en guardarle ella en su freezer el producto.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Araceli to buy a butchered cow and a freezer to store it.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 10, 2013
Jun 10, 2013
Currency Exchange Loss:
Jan 18, 2014