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Mrd Group
In this Group: Escarilla , Mary Ann, Ruberlita
MRD is a group composed of three Filipino women who work as housekeepers for Lebanese families. They decided to form the group because they realized that they could rely on each other and acquire a group loan from Al Majmoua. Escarilla is the group leader and featured member of the group. She is the lady standing on the far left of the picture. Escarilla is a 44-year-old married mother of two children. She decided to establish the group because the loan would enable her to help her husband pay the schooling expenses of her children who live in the Philippines. Her family has a very low revenue per month, which is a great burden because she cannot provide a good and healthy type of life for her children.
Ruberlita is a 28-year-old single mother of two. She is standing in the middle of the picture. Her house back in the Philippines needs renovation and maintenance, which is why she needs the Al Majmoua loan.
Finally, Mary Ann is a 31-year-old mother, standing on the right of the picture. She needs the Al Majmoua loan in order to help her retired parents back in the Philippines.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 48
    View loans »
    Lebanon Loans Fundraising
  • $19,466,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mrd Group's $900 loan helped a member to help her husband pay for the schooling expenses of her children.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 12, 2013
Jun 7, 2013
Currency Exchange Loss:
Dec 17, 2013