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Hen's Group
In this Group: Hen, Toa
A citizen from a rural village of Battambang province’s Moung Russey district, Hen is aged 31 years. She has two children to take care of and they are still in school. To feed her family, she has worked hard as a rice farmer for ten years and sometimes her husband works for others for a fee to better feed their children. The current business earns her about 54,000 KHR per day.

Hen’s previous group consisted of four members and she is just with VisionFund for this cycle. Now she is leading her group of two to apply for a loan with VisionFund. She is going to use her portion of the loan to buy fertilizer, rice seeds and pesticides for her farmland. She hopes to grow healthy rice to increase her family’s income so as to make a living better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,038.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hen's Group's $2,000 loan helped a member to buy fertilizer, rice seeds and pesticides for her farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2013
Jun 10, 2013
Currency Exchange Loss:
Jun 17, 2014