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Rat's Group
In this Group: Rat, Chin
A 30-year-old single lady from Kampong Cham province, Rat struggles to earn the daily cost of living via growing rice & cassava as her primary source of income. To supplement her income to cover the family’s needs, she also raises buffalo and works for others for a fee. She has been engaged in the current businesses for several years, earning about 22,200 KHR per day. This is the first microloan for Rat’s group consisting of two female members; both of them are seeking 1,000,000 KHR each.

Rat is the group leader, and she will spend her loan portion to buy fertilizer for her cassava and her paddy rice. She sincerely hopes that her business will return a good yield with a high profit so that she can buy more farmland to expand her cash-crop business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rat's Group's $525 loan helped a member to buy fertilizer for her cassava and her rice.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 7, 2013
Jun 7, 2013
Currency Exchange Loss:
May 17, 2014