A loan of $250 helped to purchase a printer for printing out required receipts for mobile phone credit sales and bill payment transactions.


Mar'ah's story

Mar’ah runs a small stall which sells snacks, drinks, and mobile phone airtime credits. Mar’ah lives in Bogor, a peri-urban area about two hours from Jakarta. Mar’ah is married and living with four persons in the family home. To increase the family income, Mar’ah also works as a dealer. She joined Ruma twelve months ago because she wanted to increase her income. She feels really excited to expand her business in selling mobile phone airtime credits and processing bill payments for customers. For the last three months, she has earned an average of $25/day in mobile phone airtime credit sales. Mar’ah is starting to process electricity bill payments for her customers. This is a much-needed service in the area and will increase her income. To provide this new service, Mar’ah is required to print out receipts for customers. A Kiva loan will help her to purchase this printer, so she will be able to offer the new service.



Loan details


Lenders and lending teams



Loan details