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Bahiya is a 39-year-old married lady. She is supporting a family of seven with the help of her husband, who is an electrician. Bahiya makes hand-made soaps and bath sponges from natural materials. Bahiya promotes her products by participating in local bazaars, which bring her a supportive income. Now Bahiya is applying for a loan to buy more material and ingredients for making more bath sponges with different sizes and more soaps.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 21
    View loans »
    Jordan Loans Fundraising
  • $8,786,150
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Bahiya to buy more material and ingredients for making more soaps and bath sponges of different sizes.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 13, 2013
Jun 10, 2013
Currency Exchange Loss:
Aug 17, 2014