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Sau is 39 years old. She has two children who are a carpenter and a pupil. Her husband is a farmer. His income is about 4,000,000 VND a month. Sau sells fruits and flowers to earn a living. She also earns about 4,000,000 VND per month. She has done this job for 13 years. Her challenge in work is the lack of capital to sell fruits and flowers wholesale. Besides that, now she has had to divide her goods into several turns to carry them from home to the business by motorbike.

Her dream is to buy a car to transport her goods. This loan is one of the steps to help her reach this dream. Sau is a hardworking woman and a passionate businesswoman. She has participated in SEDA's credit program since 2012. In the last loan cycle, she borrowed 5,152,000 VND and repaid on time. In this loan cycle, she would like to borrow 6,944,000 VND to buy more fruits to sell in her shop.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 74
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,981.9
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Sau to buy more fruits to sell in her shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 9, 2013
Jun 6, 2013
Currency Exchange Loss:
May 17, 2014