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Judith Group
In this Group: Judith, Empinita, Lucena, Sabrina, Leonita, Elsa
Judith is the leader of the group with her members handling different businesses. She is 40 years old and lives in Purok Makiangayon Maningcol, Ozamiz City. She is happily married and has five school-aged children.

As a her source of income she does fish vending, from which she earns PHP 9,000 a month. Judith reached out to PMPC to ask for a loan to buy five (5) additional "banyeras" (big basin, usually used as the container or measurement of large amount of fishes caught in commercial fishing). She wanted to expand her fish vending activity and earn more out of it. Judith wants to save money to support the needs of the family.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Philippines

  • $7,000
    Average annual income
  • 439
    View loans »
    Philippines Loans Fundraising
  • $69,632,850
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A portion of Judith Group's $725 loan helped a member to buy additional "banyeras" of fish.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 10, 2013
Currency Exchange Loss:
Dec 17, 2013