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Aliya is 32 years old, hardworking and diligent. She lives in Rawalpindi, Pakistan along her husband, a daughter and a son. Her husband is a government employee but his income is insufficient to pay all of his household expenses. Both of her children are studying in government schools. Aliya is a beautician by profession and has been operating her own beauty salon since 2010. Currently her stock of supplies is very low, which is why she is requesting a loan from Kiva's partner BRAC Pakistan to buy more beauty products like facial creams, lipstick, scrubs, makeup kits, hair colors and other products. She would also like to buy new chairs for her salon. She will use the profits she earns to repay this loan and pay her children's school fees. Her dream is to live a happy, healthy and peaceful life with her family. She is very grateful to Kiva and BRAC Pakistan for their support.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 160
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Aliya to buy cosmetics.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 5, 2013
Currency Exchange Loss:
Apr 16, 2014