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The client lives in Guayaquil. He is a very hard-working man who has a retail business renting tablecloths for events. He started this business 10 years ago. He works from 8 a.m. until 6 p.m. He also has a food business selling meals a la carte, which generates another income for his family. He has many ambitions for his businesses, because these allow him to generate income for his family, as he is married and has two minor children.

One of the problems he has in performing his work at 100% is his hearing disability. He wants to improve his business and that is why he wants to improve his service by offering chair rental for events. That is why he is requesting a loan. This way he will have all the services that his customers ask for.
View original language description ↓
El cliente vive en Guayaquil. El es un hombre trabajador que tiene un negocio de venta de alquiler de manteles para eventos. El comenzó este negocio hace 10 años. Trabajando desde las 08:00am hasta las 18:00pm. Tambien tiene un negocio de bufet (comida a la carta) que le genera otro ingreso para su familia.

El tiene muchas aspiraciones en sus negocios porque estos le permiten generar ingresos para su familia ya que esta casado y tiene 2 hijos menores. Uno de los problemas que el tiene para poder desempeñar al 100% su trabajo es una discapcidad auditiva que el tiene.

El quiere mejorar su negocio por eso quiere mejorar sus servicios ofreciendo el alquiler de sillas para eventos es por eso que el esta solicitando el préstamo. Y así tener todos los servicio que los clientes les piden.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped this borrower to buy chairs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 10, 2013
Currency Exchange Loss:
Aug 2, 2014