A loan of $1,075 helped to buy necklaces, bracelets, chains, and Yanbal products.

Nancy Judith's story

The communal bank María Monserrate meets every other week in the canton Montecristi, an area known for its rich precolonial culture. It's artisanal goods are very well-known both nationally and internationally. Montecristi is home to the famous straw Panama hats.

This is where Nancy, 58 years old, lives. She is married and the mother of four children. Two of her kids are older and independent, while the two youngest still live with her and are in high school. Nancy's husband works in transportation. Nancy has a degree in Education; she works as a teacher in a local school and also works selling Romanel jewelry and Yanbal beauty products, cosmetics, perfumes, and women's accessories, which she buys from a distributor in Manta. She works every day since she teaches during the week then sells her products primarily on the weekends, though she also sells them to some of her coworkers at school. Nancy allows customers to buy items on credit and she collects payments each weekend. She has been working in this business for over 14 years.

Nancy is requesting this loan in order to buy more jewelry such as chains, bracelets, necklaces and Yanbal products. She has been involved with the Communal Bank group for 14 years and really enjoys the benefits it provides. Nancy's goals are to continue working and expand her business.

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Translated from Spanish by Kiva volunteer Ellen Craven

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Loan details