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Kim Y., 54, purchases bananas from a local farm and transports them to the market to resell for a profit. She typically makes $3.90 each day in the local market and believes that she can expand her business to reach more customers.

She lives in Kampong Cham, Cambodia, with her husband, Sou Sam Ol, and their ten children. Her husband sells traditional Khmer medicines and makes less than $1 each day. The family is also aided by the support of some of the children. Three of their children are employed in Kampong Cham and are able to provide US$100 each month to their parents to help them meet their daily needs.

Through some expansion, Kim Y. believes that her banana business could generate more income for her and her husband and help to lighten the financial burden on this large family. She has asked for a loan of $600 to purchase more bananas and invest in her business. This purchase could increase her inventory and allow her to generate more income in the local food market.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 201
    View loans »
    Cambodia Loans Fundraising
  • $39,964,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Kim increase banana inventory.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 4, 2008
Aug 18, 2008
Currency Exchange Loss:
Apr 15, 2010