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Perpetua Elizabeth
Perpetua is 51 years old and a widow with two children. She lives with her children and grandson in the Ventanas canton, of the Ventanas province.

Peretua works for a private organisation as a messenger. She is applying for a loan to pay off her debt. With the help of this loan, Perpetua will be able to pay of her debt at the pharmacy and, then, her dream is to continue working.

Perpetua will pay off the debt in the city of Ventanas. In her spare time, she likes to play with her grandson.
View original language description ↓
Perpetua tiene 51 años de edad es viuda tiene dos hijos, vive con los hijos y el nieto en el Cantón Ventanas provincia de Ventanas.

Perpetua trabaja en una institución privada cómo conserje mensajero. Solicita el crédito para pagar deuda. Con la ayuda del crédito podrá pagar la deuda en farmacia. El sueño es seguir trabajando.

El pago de la deuda la realizará en la ciudad de Ventanas. En el tiempo libre le gusta jugar con el nieto.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Perpetua Elizabeth to pay her debt.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 8, 2013
Currency Exchange Loss:
May 28, 2014