Perpetua is 51 years old and a widow with two children. She lives with her children and grandson in the Ventanas canton, of the Ventanas province.
Peretua works for a private organisation as a messenger. She is applying for a loan to pay off her debt. With the help of this loan, Perpetua will be able to pay of her debt at the pharmacy and, then, her dream is to continue working.
Perpetua will pay off the debt in the city of Ventanas. In her spare time, she likes to play with her grandson.
Perpetua tiene 51 años de edad es viuda tiene dos hijos, vive con los hijos y el nieto en el Cantón Ventanas provincia de Ventanas.
Perpetua trabaja en una institución privada cómo conserje mensajero. Solicita el crédito para pagar deuda. Con la ayuda del crédito podrá pagar la deuda en farmacia. El sueño es seguir trabajando.
El pago de la deuda la realizará en la ciudad de Ventanas. En el tiempo libre le gusta jugar con el nieto.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!