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Ide Del Carmen
Ide del Carmen lives in the city of Managua and works in a busy market in the capital. For 20 years, she has been selling underwear, as well as women's and children's clothing.

Ide is applying for a loan to invest in the purchase of merchandise to increase her inventory, as her sales have grown in the month of May.

Ide states that the loans obtained from Ceprodel have helped her business grow; increasing her earnings and allowing her to pay for her children's education and improve her standard of living.
View original language description ↓
La señora ide del Carmen vive en la cuidad de Managua, trabaja en un populoso mercado de la capital desde hace 20 años se dedica a la venta de ropa interior y ropa de dama y niño.

Doña ide hace su solicitud de préstamo para invertirlo en la compra de mercadería para incrementar su inventario ya que su venta se incrementa en el mes de mayo.

Ide manifiesta que gracias a los crédito obtenidos en ceprodel le han servido para ir creciendo en su negocio y incrementando sus ganancias y esto le ha permitido pagar los estudios a sus hijos y mejorar su condición de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $825 helped Ide Del Carmen to buy women's and children's clothing.
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 7, 2013
Currency Exchange Loss:
Jul 7, 2013