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Jhony Roberto
.20-year old John is single and has no children. He lives with his relatives in the town of Guaranda, in Bolivar province.

Jhony works as a painter. He is seeking a loan to pay for his vehicle registration and the cost of a professional driving license. The loan will help him obtain the necessary documentation in Matriz. Jhony's dream is to become a professional driver. In his spare time he enjoys playing football and participating in tournaments.
View original language description ↓
John tiene 20 años de edad es soltero no tiene hijos, vive con los familiares en la ciudad de Guaranda Provincia de Bolívar.

Jhony trabaja en un taller de pintura. Solicita el crédito para pagar la matrícula y gastos de licencia de conducir profesional.

Con la ayuda del crédito podrá hacer los trámites para obtener la licencia profesional.

Los trámites pertinentes los realizará en Matriz. El sueño es ser un Chofer profesional. En el tiempo libre le gusta jugar futbol y participar en los campeonatos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jhony Roberto pay for vehicle registration and a professional driving license.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 13, 2013
Jun 7, 2013
Currency Exchange Loss:
Apr 17, 2014