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Lilian Del Carmen
Lilian, 33 years old, lives in her own house with her husband and two children. She is a farmer. Specifically, she grows corn and sorghum. She has been doing this work for many years, and she has very valuable experience that allows her to obtain the best harvests. The land she cultivates is located in an agricultural area. She sells in all the neighboring areas and already has many loyal customers. These people always prefer her products because they are of high quality, the prices are really accessible, and the service is also unequalled. She is a woman who is dedicated to her work. She wants to take advantage of her booming business and increase production and thus have more income. She needs to invest in supplies, but she needs capital, so she is asking INTEGRAL for a loan that will allow her to buy corn and sorghum seed, manure, insecticide, tools, etc. Lilian is sure that she will be able to pay her debt back on schedule. At the same time, she is confident that she will be able to give her family the life they deserve.
View original language description ↓
Lilian de 33 años de edad, vive en casa propia con su esposo y su dos hijos se dedica a la agricultura específicamente al cultivo de maíz y sorgo, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola, ella comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable es una mujer dedicada a su labor, quiere aprovechar el auge de su negocio para aumentar la producción y así poder tener mejores ganancias, necesita invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, sorgo, abono, insecticida, herramienta, etc. Lilian está segura que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá darle a su familia la vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 526
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Lilian Del Carmen to buy corn and sorghum seed, manure, insecticide, tools, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 24, 2013
Jun 7, 2013
Currency Exchange Loss:
Apr 16, 2014