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Maria Fernanda
María Fernanda, age 22, is single and has no children. She lives with her parents in Chimbo in the Bolívar province.

María sells homemade baked goods.

She is requesting the loan to buy a television. With the help of the loan she will be able to buy what she needs in order to be informed. She will make the purchase in the city of Guaranda.

Her dream is to continue struggling against any problem. In her free time she likes to get together with her siblings.
View original language description ↓
María Fernanda tiene 22 años de edad es soltera no tiene hijos, vive con los padres en Chimbo provincia Bolívar.

María se dedica a la venta de dulces artesanos.

Solicita el crédito para comprar un televisor. Con la ayuda del crédito podrá comprar lo que le hace falta para estar informado. La compra la realizará en la ciudad de Guaranda.

El sueño es seguir luchando contra cualquier problema. En el tiempo libre le gusta reunirse con los hermanos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Fernanda to buy a television.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 13, 2013
Jun 7, 2013
Currency Exchange Loss:
May 28, 2014