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Manuel Mesias
Manuel is 27 years old, single, and has no children. He lives with some of his family in the city of Chimbo in the province of Bolívar.

Manuel works as a mechanic. He is requesting a loan to buy a welding machine, nuts, air filters and oil filters. With the help of the loan he will be able to buy what he needs for the workshop. He will make his purchases in Guaranda. His dream is to improve his standard of living. The challenges he faces are competition. In his free time he likes to play volleyball.
View original language description ↓
Manuel tiene 27 años de edad es soltero no tiene hijos, vive con unos familiares en la ciudad de Chimbo Provincia de Bolívar.

Manuel se dedica a dar los servicios en una mecánica. Solicita el crédito para comprar una máquina soldadora, tuercas, filtros de aire, filtro de aceite.

Con la ayuda del crédito podría comprar lo necesario para el taller. Las compras las realizará en Guaranda. El sueño es mejorar el nivel de vida.

Los desafíos a los que se enfrenta es la competencia. En el tiempo libre le gusta jugar boli.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Manuel Mesias to buy a welding machine, nuts, air filters and oil filters.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2013
Jun 7, 2013
Currency Exchange Loss:
Dec 17, 2014