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Umedjon Y. is a businessman. He has been selling women's clothing for the past five years. He is married and has one child. He has a spot on the market where he trades. Umedjon would like to prepare his shop for the school fair. He needs money in order to bring in more school uniforms. The sales season lasts through July and the beginning of August, and therefore, all businessmen are trying to make the best of this opportunity. Umedjon would like to receive a loan and use it for his business. He plans to repay the loan within 12 months.

Translated from Russian by Anna Startseva, Kiva volunteer.

Якубов Умеджон бизнесмен. Уже пять лет занимается торговлей женской одежды. Женат , имеет одного ребенка. Имеет торговую точку на рынке . Хочет подготовить твар к школьной ярмарке . Но для этого нужны деньги , которые он может использовать для ввоза школьной формы. Месяц июль и август начало торгового сезона и поэтому не каждый бизнесмен упустит возможность заработать. Поэтому Умеджон хочет получить кредит и использовать его в бизнесе. Погасить кредит планирует в течении 12 месяцев.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 243
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Umedjon purchase more goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2008
Sep 1, 2008
Currency Exchange Loss:
Oct 15, 2009