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Susanna is a young and pleasant lady who lives with her small family in Gegharkunik region. She is 39 years old; she is married, but her husband is in the Russian Federation, abroad for work. Their two children, a girl and a boy, are grown up and they are already students.

Susanna has graduated from Dilajan Medical College and she has a qualification as a nurse. After graduating and till now she has been working at the Sevan Psychiatric Hospital as a nurse. Together with her work she manages farming, on not a very big farm, and land cultivating. She has two cows, two calves and five sheep. The main income they have is from selling milk and cheese, since the money that her husband sends them, barely covers the family’s needs.

Susanna has taken a loan from Nor Horizon five times and she has successfully paid back on time. This time she decided to take out a loan with Kiva and she is asking for a loan of 350,000 Armenian drams to buy one more cow. She will wait hopefully for Kiva lenders' support.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Susanna to buy a cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 6, 2013
Jun 5, 2013
Currency Exchange Loss:
Sep 17, 2014