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Gladys is 42 years old and a mother of four children. She sells used clothing and charcoal in the neighborhood to earn income for her family. She considers used clothing sales to be a very profitable activity; however, she does not have enough capital to buy cloths for sale. Gladys also sells charcoal to earn additional income and be able to pay her children’s school fees. Currently, Gladys needs a loan of US$400 for the purchase of additional bales of cloths and bags of charcoal to expand her sales business. She is a member of the group called Isaiah whose members provide a guarantee for each other as social collateral to repay the loan.

About Ghana

  • $3,500
    Average annual income
  • 21
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Gladys purchase of used clothing and charcoal for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 31, 2008
Jul 17, 2008
Currency Exchange Loss:
Apr 15, 2009