Although she has received no formal education, Regina is an entrepreneur. She specializes in selling maize in Putubiw (near Cape Coast). She has been involved in this enterprise for 10 years. Regina is married and has four children. Her husband works as a driver. The proceeds from her business normally go towards helping her husband cover the family’s general expenses and pay their children’s school fees. Regina will use the loan to purchase increased amounts of maize, thus aiding her to improve her overall sales. With the new profits from her expanded business, Regina plans to further diversify the type of products that she sells, hence adapting to changing customer preferences.