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Nune lives in Odzun village in the Lori region with her husband, mother-in-law, and daughter.

She is a teacher, with many years of experience, teaching at a local school. Since there is a high unemployment rate in the region, Nune's husband had to go abroad and find work there.

Their daughter, Lilit, studies at university, which is located in Vanadzor town. It is 42 kilometers from the village they live in and Nune has had to rent a house in the city for Lilit to live in. She also has to provide Lilit with the necessary financial means to cover her daily costs.

All these costs do not allow Nune to create savings to pay for Lilit's tuiton fee. So, she has applied for a loan of AMD 100,000 to pay her daughter's tuition fee.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Nune to pay for her daughter's university tuition fee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 1, 2013
Jun 4, 2013
Currency Exchange Loss:
Apr 16, 2014