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Ma. Merla
Ma. Merla is married and she works hard to support her family. For the past three years, she has run a sari-sari (variety) store in the Philippines.

Ma. Merla is requesting a 12,000 PHP loan through NWTF to buy items such as shampoo, groceries, and other items to sell in her sari-sari store. In the future, she would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 385
    View loans »
    Philippines Loans Fundraising
  • $70,798,900
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Ma. Merla to buy shampoo, groceries, and other items to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 8, 2013
Jun 4, 2013
Currency Exchange Loss:
Feb 17, 2014