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Santiago, who is 43 years old, has earned his living in agriculture for 25 years. His principal crops are sesame and rice. When his harvests are ready, he sells them to grain dealers. With the profits he makes from his sales, he is able to cover his household costs. He lives in his own house with his wife and his three children, who are 13, 9, and 7 years old and are currently in school.

Santiago is requesting a loan to be able to buy the necessary supplies for his crops like soil amendments, herbicides, and fertilizers—like those shown in the photo—to be able to obtain better harvests, and to be able to give his family better economic stability.
View original language description ↓
Don Santiago de 43 años de edad se dedica a la agricultura desde hace 25 años su principal siembra es el ajonjolí y el arroz, cuando sus cosechas ya están listas las vende en las agencias de compra-venta de granos básicos con las ganancias que obtiene de sus ventas logra solventar los gastos de su hogar, vive en casa propia con su esposa y sus 3 hijos de 13, 9 y 7 años de edad quienes estudian actualmente, don Santiago esta solicitando un crédito para poder comparar los insumos necesarios para su cosechas como: abonos, herbicidas, fertilizantes, etc. asi como muestra la fotografía para poder obtener mejores cosechas y poderle dar a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 731
    View loans »
    El Salvador Loans Fundraising
  • $29,699,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Santiago to buy soil amendments, herbicides, fertilizers, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 24, 2013
Jun 6, 2013
Currency Exchange Loss:
Apr 16, 2014