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Don Gilberto lives in his own home with his wife and four children. He cultivates corn and beans. This is the way he makes a living and is able to put bread on the table everyday. He has farmed year after year and this is the only way he knows of making a living. He is a very hardworking, honest and responsible man. Despite his humble living conditions he never tires of working to provide the best for his family.

He has decided to approach Apoyo Integral to apply for a loan in order to purchase initial agricultural supplies, such as fertilizer, insecticides, seeds, etc., as shown in the photo. He hopes to have good results since he has no other source of income. He has faith in God that he will succeed in having an abundant harvest, which will enable him to continue putting bread on the table everyday
View original language description ↓
Don Gilberto vive en casa propia con su esposa y sus cuatro hijos, Él se dedica al cultivo de maíz y frijol. De esta forma es como se gana la vida y puede llevar el pan de cada día a su hogar. La actividad del cultivo la realiza año con año, y es la única forma que conoce de cómo ganarse la vida. Es un hombre muy trabajador, honrado y responsable. A pesar de las condiciones en las que vive, las cuales son muy humildes no se cansa de trabajar y de dar lo mejor a su familia. Ha tomado la decisión de acercarse a esta institución para solicitar un crédito para comprar los principales insumos agrícolas como: abonos, venenos para plagas, semillas, etc. asi como muestra la fotografia. Espera tener resultados favorables ya que no cuenta con otra fuente de ingresos. Confía en Dios que logrará obtener una cosecha abundante la cual le permitirá seguir llevando el pan de cada día a su hogar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 497
    View loans »
    El Salvador Loans Fundraising
  • $31,356,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Gilberto to purchase fertilizer, insecticides, seeds, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 24, 2013
Jun 6, 2013
Currency Exchange Loss:
Apr 16, 2014