Sarah is a group member. She says that she has been a member of Pro Mujer for ten years, joining through the invitation of a friend who was already a member of the institution. Presently, she has a neighborhood store. She began this business at the recommendation of her mother, and because she saw the need in her neighborhood.
The loan she will take out is to grow her capital (by buying rice, noodles, sugar, etc.). She will buy these items from stores and will later place them in her shop. This form of work allows her to generate revenue in order to maintain her home. She is married and has one daughter.
When asked what she likes about Pro Mujer, she responded that she likes the health area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sarah es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo emprendió por recomendación de su madre y al ver la necesidad que se tenía en su zona.
El crédito que ahora sacará es para el aumento de capital (compra arroz, fideo, azúcar, etc.) que adquirirá de las tiendas y posteriormente lo instalará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene una hija.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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