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Elmer Adolfo
Elmer, 36, lives with his life partner and their two children. He grows corn, beans, and peanuts and has garnered much experience in the many years he has been farming. He is well known in the area and has many customers because his harvest is the best, and he offers quality merchandise at accessible prices and with unparalleled service.

Elmer is friendly, enterprising, and anxious to succeed. He wants to increase production, but he lacks working capital. He is applying to INTEGRAL for a loan to buy seed, manure, weed killer, fertilizer, etc. Elmer references say he is honorable, responsible, and a reliable payer. He is confident he can make his payments while giving his family a full life.
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Elmer de 36 años de edad, vive junto a su compañera de vida y sus dos hijos, él se dedica al cultivo de maíz, frijol y cacahuate tiene muchos años de dedicarse a la agricultura por lo que se ha hecho de mucha experiencia en el rubro, es muy conocido en la zona y ya tiene buena clientela pues obtiene las mejores cosechas, por lo tanto comercia producto de primera calidad y a precios muy accesibles, además el servicio es inigualable, Elmer se caracteriza por su gran amabilidad, es un hombre emprendedor con muchas ganas de salir adelante, esta vez quiere aumentar la producción, pero necesita de un apoyo de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, abonos, herbicidas, fertilizante, etc. Elmer tiene referencias de tener una moral intachable, responsable y de muy buena paga, confía que podrá responder a la deuda y al mismo tiempo podrá darle a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Elmer Adolfo to buy seed, manure, weed killer, fertilizer, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 28, 2013
Jun 7, 2013
Currency Exchange Loss:
Apr 16, 2014