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Update on Emiliana

Emiliana, 48, is married, has two children and has worked for 13 years in the market in Granada where she sells rubber shoes and plastic products. She has been a borrowing member of the institution for three years and is a very good customer who has had ten consecutive loans. One of her children helps with the business. She used to sell basic grains but changed sectors because she feels what she is selling now generates more profit.

The loan she is requesting is to buy items including 25 small tubs, five dozen medium sized cups, 12 large buckets, 24 large tubs, three dozen rubber sandals, two dozen flat sandals, two dozen girls' sandals, etc.
View original language description ↓
Emiliana es una socia emprendedora, casada, con 48 años de edad y con dos hijos desde hace 13 años tiene un tramo en el mercado de Granada lo que vende es calzado y artículos plásticos, lleva tres años de ser cliente de la institución y es muy buena cliente porque lleva 10 ciclos de préstamos consecutivos, uno de sus hijos le ayudan en el negocio, anteriormente vendía granos básicos, cambia de rubro porque considera que lo que vende actualmente les genera más ganancias, el crédito lo invertirá en la compra de artículos como 25 unidades de panas pequeñas, 5 docenas de vasos medianos, 12 unidades de baldes grandes, 24 unidades de panas grandes, 3 docenas de sandalias, 2 docenas de sandalias bajas, 2 docenas de sandalias de niñas etc.

Previous Loan Details

47-year-old Emiliana lives with her partner and can be described as a successful micro-businesswoman. She says that she has been selling silver jewelry and costume jewelry for 12 years. Her business is located in Granada market. She has been taking out loans with the institution for three cons... More from Emiliana's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Emiliana to buy merchandise to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 10, 2013
Jun 6, 2013
Currency Exchange Loss:
Dec 20, 2013