Dienabou, (sitting at the far right in the photo, and raising her hand), is the group's featured borrower. She is 47 years old, married, and the mother of three children, including one girl. She buys hulled groundnuts from village women and processes these groundnuts into a paste which she resells at weekly markets.
With her loan, Dienabou is planning to buy four bags (of groundnuts) at a price of 11,000 CFA francs per bag. Processing fees amount to 1,250 CFA francs per bag.
On average, she is able to make a net profit of 9,000 CFA francs every ten days, which allows her to contribute to the household's expenses.
Madame Dienabou (assise à l’extrême droite avec une main levée), est l’emprunteuse vedette du groupe. Elle est mariée, âgée de 47 ans et mère de trois enfants dont une fille. Elle achète de l’arachide décortiquée auprès des villageoises qu’elle transforme en patte pour la revente dans les marchés hebdomadaires.
Avec son crédit, elle compte acheter quatre sacs à 11 000 F CFA le sac. Elle supporte des frais de transformation de 1250 F CFA par sac.
Elle peut obtenir en moyenne des bénéfices nets de 9 000 F CFA tous les dix jours ce qui lui permette d’apporter sa contribution dans les charges de la maison.
About CAURIE Micro FinanceThe mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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