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Rafael Antonio
Rafael, 66, works growing corn and sorghum and also sells cattle; he’s been doing this for several years. He sells his crops to firms that buy and sell basic grains that are near his place of residence and with profits earned from his sales is able to cover his household expenses. He lives in his own house with his wife and five children.

Rafael requests a loan to be able to buy manure, fertilizer, seeds and herbicide and to be able to improve the soil that appears in the photo to continue farming and giving his family better economic stability.
View original language description ↓
Don Rafael de 66 años de edad se dedica al cultivo de maíz y maicillo también a la venta de ganado desde hace varios años, vende sus cosechas con los comercios de compra-venta de granos básicos que están cerca de su lugar de residencia con las ganancias que obtiene de sus ventas logra solventar los gastos de su hogar vive en casa propia con su esposa y sus 5 hijos, don Rafael solicita un crédito para poder comprar abonos, fertilizantes, semillas, herbicidas y poder mejorar su terreno que es el que muestra en la fotografía para poder seguir cultivando y darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 576
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,400 helped Rafael Antonio to buy farm supplies and improve the soil.
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 10, 2013
Jun 5, 2013
Currency Exchange Loss:
Jul 5, 2013