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Dulce Sonrisa Group
In this Group: Sonia , Alejandra Cristina, Miriam Del Rosario
This group consists of three entrepreneurial members. One is Sonia, 56 years old and married with two children. She has run a business selling food in a free trade zone in Masaya Department for four straight years. Sonia has been with the institution for over a year. She will use the loan to purchase staple items such as rice, beans, sugar, oil, beef, chicken, chiltomas, onions, tomatoes, cabbage, vinegar, bananas, disposable plates and spoons, etc.

Alejandra is 49 and runs a business selling chicken. Miriam is 56 and runs a business selling candy, coffee by the cup, etc.
View original language description ↓
Este grupo está formado por tres socias emprendedoras una de ellas es Sonia mujer de 56 años de edad, casada, con dos hijos, tiene su negocio de venta de comida en una zona franca del departamento de Masaya, de estar en esta actividad tiene 4 años consecutivos, en la institución tiene más de un año, el crédito lo invertirá en la compra de materia prima como arroz, frijoles, azúcar, aceite, carne de res, carne de pollo, chiltoma, cebolla, tomate, repollo, vinagre, plátanos, platos descartables, cucharas descartables, etc. Alejandra tiene 49 años de edad su negocio es la venta de pollo y Miriam tiene 56 años de edad su negocio es la venta de caramelo, café servido etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Dulce Sonrisa Group's $700 loan helped a member to invest in the purchase of staple items such as rice, beans, sugar, oil, beef, chicken, chiltomas [sweet peppers], onions, tomatoes, cabbage, vinegar, bananas, disposable plates and spoons, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 10, 2013
Jun 4, 2013
Currency Exchange Loss:
Dec 20, 2013