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Emilia Rubidia
Emilia is 57 and a very responsible, hard-working and honest woman. She works in her own bakery where she makes sweet bread and french bread, and goes out to sell it around different neighborhoods where she lives.

With the earnings she gets, she manages to cover some of her household expenses. She lives in her own home with her husband, her daughter, and her three grandchildren.

Emilia is requesting a loan so that she can invest in the purchase of flour, lard, baking tins, and everything she needs to be able to produce more bread. This project for improving the bakery is very important to her, as this way she will improve quality of life for her and her family.
View original language description ↓
Doña Emilia de 57 años de edad es una mujer muy responsable, trabajadora y honrada, trabaja en su propia panadería en la que elabora pan dulce y pan francés, y sale a venderlo por las diferentes colonias donde ella reside con las ganancias que obtienen logra cubrir algunos gastos de su hogar vive en casa propia con su esposo, su hija y sus tres nietos, doña Emilia solicita un préstamo para invertir en la compra de harina, manteca, latas y todo lo necesario para poder producir más pan. Este proyecto de mejoramiento para su panadería es muy importante para ella puesto que así mejorará su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 491
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Emilia Rubidia to buy flour, lard, baking tins, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 17, 2013
Jun 5, 2013
Currency Exchange Loss:
Jun 19, 2014