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Margarita is the mother of three children. With her own effort she managed to start building her house but she did not manage to finish it. She still has to finish the retaining wall, the room with sinks, and other important details. She is asking for one million, forty-five thousand Costa Rican colones (¢1,045,000) to buy materials like cement, stone, sand, nails and other things to finish her home. It is important for her and her family to get these jobs done as soon as possible, as the rainy season has already begun in our country and they should be protected for the strong winter they will face.
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Margarita es madre de tres hijos. Con esfuerzo propio logró levantar su casa pero no logró terminarla, aún debe concluir el muro de retención, el cuarto de pilas y otros detalles importantes, ella está solicitando un millón cuarenta y cinco mil colones (¢1.045.000) para comprar materiales como cemento, piedra , arena , clavos y otros para terminar su vivienda. Es importante para ella y su familia realizar estos trabajos lo antes posible, ya que la época de lluvia ya inició en nuestro país y deben estar protegidos para el fuerte invierno que enfrentarán.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Costa Rica

  • $12,900
    Average annual income
  • 12
    View loans »
    Costa Rica Loans Fundraising
  • $4,723,875
    Funds lent in using Kiva
  • 500.1
    Costa Rica Colones (CRC) = $1 USD
A loan of $2,100 helped Margarita to improve her home.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jun 5, 2013
Currency Exchange Loss:
Jul 5, 2013