A loan of $3,125 helped a member to invest in working capital and stock-up her grocery store with soft goods such as rice, beans, sugar, bread, milk, detergent and soap.

Cristo Nos Ama Group's story

The "Cristo nos Ama" communal bank has ten members - nine women and one man, all responsible parents with a total of twenty children in their charge. These people are originally from Malpaisillo, in the north of the country. They are hard-working, responsible and have a desire to move ahead in life. They want to provide their young children with better lives as, because of financial problems, the members of the communal bank had to work from an early age.

The communal bank's coördinator is Ramona Mercedes, who has a grocery store that she runs out of her home. The grocery store sells soft goods in small quantities. Ramona sells rice, beans, sugar, bread, milk, detergent, soap and more. She works for around twelve hours each day. She needs a loan to invest in working capital and to stock-up her business buying and selling soft goods in order that, in the near future, she can earn a higher income. The "Crista nos Ama" communal bank thanks Kiva lenders for providing poor people, such as those in Nicaragua, with the opportunity of having a decent job.

In this group: Candida Azucena , Ramona Mercedess , Dominga , Silvia Melania , Perla Maria, Keyling Carolina, Luisa Yanin, Milagro De Jesus, Ramon Ferrufino, Maria Yamilett

Translated from Spanish by Kiva volunteer Iain Gaw

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