A loan of $1,275 helped a member to buy stock merchandise for the store.


Estrella De Belen Group's story

The “Estrella de Belén” (Star of Bethlehem) communal bank consists of nine members, seven women and two men who are responsible mothers and fathers who are responsible for 20 children. They are from Malpaisillo, a place located in the northern part of the country. They are noted for being hardworking, responsible people who want to improve personally. They strive daily to provide a better future for their children. Unfortunately, because of the lack of economic resources they were unable to attend school and had to start working at a very early age. Jessica is the Estrella de Belén communal bank coordinator. Her economic activity is a home-based ‘pulpería.’ A ‘pulpería’ is a small store that sells food item like rice, oil, beans, sugar, bread and milk in small amounts and matches, soap, detergent and oil. She spends about 12 hours daily at work, an activity she enjoys very much. The objective of the loan is to invest in working capital to stock her store with edible goods to sell so that in the not too distant future her income will improve. The Estrella de Belén communal bank thanks Kiva lenders who provide people of scarce resources and to poor countries like Nicaragua with dignified ways of earning a livelihood.

In this group: Yudit Del Socorro, Jessica Janeth, Corina Ninoska, Rosibel Anastacia, Julissa Yajaira, Marileth Del Socorro, Cristian Jorge, Aura Inez, Jerry Massiel*
*not pictured

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Translated from Spanish by Kiva volunteer Polliz



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