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Ernest is a 53-year-old man. He describes himself as active. He operates a business in which he customers use his toilets at a fee. He has been involved in this business for 5 years. His business is located in a location with plenty of customers and his primary customers are local residents. He describes his biggest business challenge as access to water. He will use the 50,000 KES loan to buy water and provide better hygiene in his toilets. His business goal is to be able to distribute portable toilets within 5 years. He will use the anticipated profits to put up more toilets. This is the client's second loan with SMEP DTM. His previous loan was paid off successfully.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 406
    View loans »
    Kenya Loans Fundraising
  • $50,341,275
    Funds lent in using Kiva
  • 85.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ernest buy water and provide better hygiene in his toilets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 13, 2013
Jun 4, 2013
Currency Exchange Loss:
Jun 17, 2014