A loan of $1,200 helped to purchase a new trailer for her husband's tuk-tuk.


Hem's story

Hem C., 47, is a farmer and her husband is tuk-tuk taxi driver. (The tuk-tuk is a type of motorized 3-wheeled vehicle.) The couple lives in Khsom Village, Kandal Province, Cambodia. Mrs. C. earns about $2 per day and her husband earns $3.50 per day. They have seven children, one of whom is married. Her two sons who work as bricklayers in Phnom Penh also help with the family’s expenses.

Because of her desire to expand her husband’s business, Mrs. C. is asking for a loan so her husband can purchase a new trailer for his tuk-tuk. The new trailer will allow him to attract more customers and thereby increase his earnings as a tuk-tuk driver.

About Hattha Kaksekar Limited (HKL): Hattha Kaksekar Limited (HKL) is one of Cambodia's largest and most successful microfinance institutions (MFIs). It is committed to helping its clients achieve their business goals by providing sound financial services, and thereby hopes to contribute to the social and economic development of Cambodia. HKL specifically targets women and poor families in order to help them achieve increased financial security and quality of life, by offering various credit programs and encouraging savings. In accordance with its mission and its commitment to operational and financial sustainability, HKL contributes part of its net profits every year to support social development in education and healthcare.



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Loan details