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Mr. Afzal is 33 years old. He lives in Punjab, Pakistan, with his family. His family is comprised of two children and his wife. Afzal has been running an embroidery supplies shop for 12 years. Presently, he is in need of purchasing new embroidery items, because his current stock is almost finished. Therefore, he has requested a loan from Kiva's partner, BRAC Pakistan, to expand his business. With the loan financing, he would add more space to his shop. In addition, he would purchase new inventory, including cloth, needles, lace, and a variety of stones and thread, to resell at his shop.

He is currently living in a rented house, so his wish is to purchase his own house in future. He is hopeful that the loan will be a progressive one, for his family.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $16,484,900
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Afzal to add more space to his shop, and to purchase more embroidery materials to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 3, 2013
Currency Exchange Loss:
Jun 17, 2014