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Valentina is married and she the mother of three adult sons. She lives in a house with her family. She is a hardworking woman who is employed as a manager in a financial company. She also makes an additional income designing various creative accessories for a bridal salon. She keeps track of her earnings and wisely uses the money that she makes.

Valentina is requesting a loan of 15,000 hryvnia. She wants to renovate her hallway and change her front door, which will help her to save money. Her current front door is old and causes a major loss of heat.
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Валентина замужем. У нее трое взрослых сыновей. Валентина живет в доме вместе со своей семьей. Она трудолюбивая. Она работает менеджеров в финансовой компании. Также у нее есть дополнительный доход: изготавливает разные креативные вещи в свадебный салон. Валентина считает доходы и мудро использует заработанное.

Валентина просит предоставить ей кредит в сумме 15000 гривен. Она хочет перештукатурить коридор и в целях экономии поменять входную дверь. Сейчас происходит большая утрата тепла из-за того, что дверь старая.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Valentina to repair the hallway in her house and to save heat in the winter.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 2, 2013
Currency Exchange Loss:
Jun 17, 2014