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This client lives with his four siblings and his father in a house they own. He’s been working in agriculture for many years; his main crop is corn. When the harvest is ready he stores it in the silos and in sacks as shown in the photo to then sell it in markets near his place of residence. He has many customers because his product is very good quality at accessible price.

He’s asking for a loan to be able to buy herbicide, manure, seeds, fertilizer and tools needed to continue with his crops and to earn higher profits to give his family better economic stability.
View original language description ↓
El cliente vive con sus cuatro hermanos y su padre en casa propia, el se dedica a la agricultura desde hace varios años su principal siembra es el maíz cuando su cosecha ya esta lista la almacena en los granero y sacos que muestra la fotografía para luego comercializarla en los mercados que están cerca de su lugar de residencia tiene mucha clientela pues su producto es de muy buena calidad y a precio accesible, el cliente solicita un crédito para poder comprar herbicidas, abonos, semillas, fertilizantes y las herramientas necesarias para seguir con sus cultivos y obtener mejores ganancias para darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 688
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy farm supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 24, 2013
Jun 5, 2013
Currency Exchange Loss:
Apr 16, 2014