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La Gloire De Dieu 2 Group
In this Group: Esperance, Nola, Blode, Marie Jeanne, Florian, Esperance, Petronie
Esperance, age 46, is single with two daughters, ages 21 and 27 years old. The youngest attends a university. She is representing the La Gloire de Dieu 2 group.

Esperance bakes and sells cakes. She has been doing this for a year. She will use the loan to buy sacks of flour and sugar, butter, milk, and firewood. Her business strategy is to bake good cakes and use quality ingredients. She thinks it is important to offer good customer service. Esperance also prays for her business and feels that God has blessed her.

She has received two previous loans from HOPE Congo, Kiva's partner. She has a good repayment record. She wants to have a school supply store one day.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 503.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of La Gloire De Dieu 2 Group's $3,700 loan helped a member to purchase flour and sugar, butter, milk, and firewood for her cake baking business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 7, 2013
May 31, 2013
Currency Exchange Loss:
Oct 17, 2013