The loan they will receive will benefit small businesses such as the one run by Sra. Simona. She joined Pro Mujer a year ago at the invitation of one of the institution's advisors who visited her in her house. She currently has a business selling potatoes, a business she started on her own initiative several years ago.
The loan that Simona will receive is to be used as working capital to buy potatoes. She buys them wholesale at markets and then sells them from her own stall. The money she earns allows her to maintain her family as best she can. She is married and has three children.
What Simona most enjoys about belonging to Pro Mujer are the health classes.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Simona es integrante, ella indica que hace un años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que la visito en su casa. En la actualidad ella tiene un negocio de venta de papa; da a conocer que este negocio lo emprendió por iniciativa propia hace varios años atrás.
El crédito que ahora sacará es para el aumento de capital (compra papa) que adquirirá de las ferias, por mayor, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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