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Francisco Javier

Update on Francisco Javier

Francisco lives in the city of León and is a mechanic by trade. He would like to share his thanks for the benefit he obtained from his previous loan. He is now able to provide his customers with a better service and he has replaced some old tools with new ones that he bought with his loan.

Francisco needs this new loan to buy tools such as blowtorches, a hydraulic jack, nut wrenches, tires, etc. His aim is to gradually improve his business, provide his customers with a better service and improve his quality of life.
View original language description ↓
Francisco, vive en la ciudad de León, de oficio mecanico. El desea compartir su agradecimiento por el beneficio que ha obtenido su negocio pues brinda un mejor servicio a sus clientes ya ha cambiado algunas herramientas viejas por unas nuevas que ha comprado con el financiamiento obtenido. Hoy esta requiriendo para comprar herramientas tales como sopletes, gata hidráulica, llaves para tuercas, llantas etc. Su deseo es ir mejorando poco a poco su negocio brindando un mejor servicio a sus clientes y mejorando su calidad de vida.

Previous Loan Details

Francisco is 27 years old and lives in the city of León. He has a 4-year-old son who attends Kindergarten while Francisco works. Francisco is a car mechanic. He learned this trade from his father, who taught him to repair cars. When he was 14 years old he specialized in school in auto mechani... More from Francisco Javier's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,388,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Francisco Javier to buy blowtorches, a hydraulic jack, nut wrenches, tires, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 9, 2013
Jun 5, 2013
Currency Exchange Loss:
Dec 17, 2013