La Primera Group
The loan that they are requesting will benefit small business owners, including Hilda. She indicates that ten years ago, she joined Pro Mujer at the invitation of a friend who is also a member of the organization. Currently, she has a business sewing and selling clothing. She learned this trade through her own initiative many years ago.
The loan she is requesting is to increase her capital (to purchase fabric) which she will acquire wholesale in the city of La Paz and then make and sell (her clothing) in her store. This form of work allows her to generate resources to maintain her family since she is a widow and has five children.
When she was asked what she likes about Pro Mujer, she responded that she appreciates the trainings, the loans, and the health benefits.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilda es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura y venta de ropa; da a conocer que este negocio lo emprendió por iniciativa propia hace años.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas mayoristas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es viuda y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones, el crédito y el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid