A loan of $2,200 helped to buy fertilizer for his prickly pear plants.

Ramón's story

Ramón is young, hard-working, and responsible with his obligations. He lives in a very peaceful community where the majority of residents work in commerce, selling costumes, chicken, bread, groceries, and prickly pear; it can easily be seen that this community is economically active. Ramón is 27 and has been married to Marisol for some time now. Together they have built a family with three children, none of whom are currently in school. Ramón has cultivated prickly pear for five years. He started this work because he wanted to improve his family's quality of life somehow. He says that he plants the prickly pear in medium-sized bushes. He takes care of them for one year. In order to sell them, Ramón needs to fertilize them while they are growing. He also needs to water them whenever they need it, and keep them safe from snowfall; often, this can burn the plants, meaning a loss of income and investment.
Ramón is requesting a loan for the purchase of fertilizer for his prickly pear plants. He says that the cultivation of these plants is going very well for him, except that he is often in need of money to keep them in good condition. He needs fertilizer, he says, in order to care for them during the December snowfall, but after that it's never impossible to get good sales during the months of March, April, and May.
Ramón and Marisol sell the plants in the plazas together. His goal is to one day have large greenhouses; at the moment he only has small greenhouse spaces, which does not allow him to cultivate on a larger scale; however, having larger greenhouses means more costs. He is very happy with this loan, because this way he will be able to move forward bit by bit and one day reach his dream, and his family will have a better quality of life.

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Translated from Spanish by Kiva volunteer Christine Cooper

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