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Esmeralda 2 Group
In this Group: Isabel , Rosemery, Clotilde , Maria Isabel, Bertha Beatriz, Monica Veronica , Ana Lucia, Rosalia , Marlene Marina
The ‘Esmeralda 2” (Emerald 2) communal bank will start the first cycle in Pro Mujer as part of the Villa Adela Focal Center. It has nine members led by a governing board presided over by Isabel. The communal bank members carry out a variety of businesses among which are mobile phone accessories sales, spare parts sales, vegetable sales, neighborhood store, shoe sales, lamb meat sales, stucco sales and skirt sales.

The loan they’ll take out will benefit small micro businesswomen like Isabel. She indicates that she’s been in Pro Mujer for 8 months having joined thanks to an invitation by her neighbors who are part of the institution. She currently has a neighborhood store. She relates that she started the business because she wanted a home-based business so she could care for her children. She’s currently doing very well.

The loan she’ll take out now is to increase capital. She will buy oil, sugar, etc. from wholesalers and then sell it in her sales space. This way of working makes it possible for her to generate resources to support her home however possible since she’s single and has two children. When asked what she likes about Pro Mujer, she answer that she likes the savings.

One of the members does not appear in the photo because she was keeping a medical appointment.
View original language description ↓
La A.C. “ESMERALDA 2” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Villa Adela, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Isabel es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de accesorios de celular, venta de repuestos, venta de verduras, tienda de barrio, venta de calzados, venta de carne de cordero, venta de estuco, venta de faldas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Isabel es integrante, ella indica que hace ocho meses que integra Pro Mujer, ingresando por invitación de sus vecinas que son parte de la institución. En la actualidad ella tiene un negocio de tienda de barrio; cuenta que este negocio lo emprendió porque deseaba un negocio en su hogar, para cuidar a sus hijos; en la actualidad le va muy bien.

El crédito que ahora sacará es para el aumento de capital (compra de aceites, azúcar, etc.) que adquirirá de las tiendas mayoristas y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.

En la imagen no se encuentra una socia, ya que se fue a realizar consulta médica.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $34,670,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Esmeralda 2 Group's $3,675 loan helped a member to buy stock merchandise for her store..
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2013
May 31, 2013
Currency Exchange Loss:
Dec 17, 2013